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zentally

Know what’ssafe to spend.

Your budget, every bill and subscription, and who owes whom. One calendar, any currency, zero spreadsheets.

Get the appSee the calendar

Free and unlimited. No ads. iOS and Android.

Budget, track and split. One app, not three.

Budget

One number. Already minus the bills.

Split

Four ways to split. One tap to settle.

Track

Every subscription, with its yearly damage.

€59 a month · €708 a year

Any currency

Spend in yen. Split in euros. Rates locked in.

Every payment, on the day it lands.

Swipe through months like a booking calendar. Tap a day to see what’s due, what’s paid and what’s overdue. Filter by kind when you only care about subscriptions.

  • SubscriptionsStreaming, apps, the gym. Free trials get a reminder before the first charge.
  • BillsRent, utilities, insurance. Everything that keeps the lights on.
  • LoansWhat you are paying back, with a progress ring and a payoff date.
  • RepaymentsMoney coming back to you, shown as money in, never as spending.
  • Anything elseIf it repeats, it belongs on the calendar.

Due in the next 7 days

€100
  • ElectricityTomorrow€64
  • Cloud storageTomorrow€3
  • NewsFriday€8
  • PhoneMonday€25

Reminders arrive a few days before each one, on your schedule.

Free means free.

See pricing

∞

expenses

Add as many as you like, every day, forever.

0

ads

Zentally will never sell space on your money.

1

calendar

Bills, subscriptions, loans and repayments in one view.

100%

yours

Export everything as CSV or JSON, free. Delete your account in the app.

Zentally, in short

What is Zentally?

Zentally is a free budgeting, expense tracking and bill-splitting app for iOS, Android and the web. It shows what is safe to spend this month, puts every bill, subscription, loan and repayment on one money calendar, and keeps track of who owes whom with friends and groups, in any currency.

Is Zentally a Splitwise alternative?

Yes. Zentally splits expenses with friends and groups four ways (equal, exact amounts, percentages or shares), simplifies debts and settles up across currencies. It also does what a splitting app usually does not: a monthly budget with a safe-to-spend number, and a calendar of your bills and subscriptions. Adding expenses is free and unlimited. Compare the features.

Does Zentally work with multiple currencies?

Yes. Zentally supports more than 120 currencies. Each expense keeps the exchange rate from the day it was added, and balances are converted to your home currency automatically.

How does Zentally track subscriptions and bills?

Add a subscription, bill, loan or repayment once and it appears on the money calendar every time it is due, with a reminder before the payment. Free trials get a reminder before the first charge, and you see what your commitments cost per month and per year.

What does "safe to spend" mean?

Safe to spend is your monthly budget, minus what you have already spent, minus the bills and subscriptions still due this month. Zentally shows it on the home screen, with a per-day figure for the rest of the month.

Is Zentally free?

Yes. Budgets, the calendar, splitting, settling up and multi-currency are free and unlimited, with no ads. Zentally Pro adds optional AI features for €2.99 a month or €24.99 a year. See pricing.

Give your money a better month.

Coming soon to the App Store and Google Play, free.

App Store: coming soonGoogle Play: coming soon